A.I. automatically does many things for you here: Determines if your doing a VA Loan type, Notices the occupancy type. Asks you whether the borrower has used their eligibility before. Asks you whether the borrower is a Veteran, Disabled, a member of the National Guard or in the Reserves. It then checks your LTV and comes up with exactly the right Funding Fee for this VA borrower. To the left are some of the menus that are automatically presented to you during the preparation of your VA borrower good faith. This is A.I. This is Utopia